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BB Americas Bank savings solutions help you achieve your financial goals.
Savings
Available for U.S. Citizens or Permanent Residents.
The Savings Account is an interest-earning account. It is a good first step into building your savings. This account offers:
- BB Americas Bank Online and Mobile Banking features to manage your account on the go;
- 0.55% APY¹;
See Interest Rates - Interest compounded daily;
- FDIC Insured.
Money Market
Available for U.S. Citizens or Permanent Residents.
The Money Market Account is similar to a savings account. It differs in that the interest may change as your balance grows. You earn more, as your daily balance grows. This account offers:
- BB Americas Bank Online and Mobile Banking features to manage your account on the go;
- 1.80% – 2.80% APY;
See Interest Rates - Interest compounded daily;
- FDIC Insured.
Certificate of Deposit - CD
Available for U.S. Citizens or Permanent Residents.
The CD Account is an account with a higher fixed interest rate guaranteed for a specific term – set amount of time. This account offers:
- Fixed interest for the term of the CD²;
See Interest Rates - Choose from 6-month to 5-year terms for CDs opened at a branch;
- Choose from 1 to 5-year terms for CDs opened online;
- Automatically renewable;
- FDIC Insured.
Not sure which account is right for you? Let us help you save and achieve your financial goals:
| Savings | Money Market | CD | ||||||||||
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| How to Waive the Monthly Fee | Maintain a minimum daily account balance of $300 on each day of the statement cycle. | Maintain a minimum daily account balance of $1,000.00 on each day of the statement cycle. | There is no maintenance fee for the CD account. | |||||||||
| Is There a Limit of Transaction? | Unlimited deposits. | Unlimited deposits. | No deposits allowed. Early withdrawal of funds, before the maturity date, will result in a penalty fee. | |||||||||
You may choose to open multiple accounts to diversify your portfolio. Choosing to open a Savings or Money Market account does not restrict you from opening a CD account. |
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Annual Percentage Yield (APY) is accurate as of 10/24/2023. Rates are subject to change at any time at the discretion of BB Americas Bank.
¹The minimum balance required to obtain the advertised annual percentage yield on Personal and Business Savings Account is $1,000.
²Fees could reduce the earnings on the account. A penalty may be charged in the event of total or partial withdrawal of deposited funds before the maturity date of the CD. The early withdrawal penalty is taken from earnings of the CD account; in cases where the penalty is greater than the earnings in the CD account, the remainder will be taken from the initial deposit. The CD will automatically renew on the maturity date and the renewal rate applied will be the Bank’s rate in effect on the maturity date. Following the maturity of the CD, you will have a 10-calendar day grace period to withdraw your funds without penalty. If the CD is not renewed, the funds available in this account will not be subject to interest during this 10-day period. Online Banking and Mobile Banking services are only available with linked Checking or Money Market account.
