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Why bank with us?

  • Award Winning Bank since 2014;
  • Top 200 Healthiest Bank for 3 years in a row;
  • Excellence in relationship management;
  • Over 200 years of global experience;
  • Competitive rates;
  • FDIC Insured;
  • Award Winning Great Place to Work I Nov 2023 – Nov 2024 USA.

BB Americas Bank is a top rated Bank:

  • 5 Stars "Superior" rating by Bauer Financial Report
    5 Stars "Superior" rating by Bauer Financial Report
  • Top 200 Healthiest Banks in the US
    Top 200 Healthiest Banks in the US
  • Insured to the maximum allowed by law
    Insured to the maximum allowed by law
  • Award Winning Great Place to Work
    Award Winning Great Place to Work

Our history:

For more than 200 years Banco do Brasil S.A., BB Americas Bank’s sole shareholder, has offered high standard products and services to clients in Brazil and other 23 countries worldwide.

In 2012, the bank expanded its model of quality and service to the U.S. market and BB Americas Bank was opened to deliver innovative solutions with personalized services in English, Portuguese and Spanish.

Financial services offered by BB Americas Bank include personal and business checking, savings, prepaid cards, and money market accounts; CDs; debit and credit cards; domestic and international fund transfers, and a full line of residential and commercial loans.

BB Americas Bank proudly carries on its parent company’s tradition of supporting local education, culture, and sports through community outreach, financial support and volunteer work.

Our Values

Ethics & Integrity

Ethics Management at BB Americas Bank is based on a set of principles that guide behaviors and relations within the Organization and its business. It also focuses on raising staff awareness of the importance of ethical behavior on the daily work; on development that is geared toward avoidance of deviant behavior; on avoiding unethical behavior; and lastly, on identifying risks and consequences of unethical behavior.

BB Americas Bank acts in accordance with the Organization’s ethical principles, policies and culture. The Organization also provides the means for everyone to understand and experience the ethical standards, so that they may assume their responsibility in the construction of common goals, thus everyone within the Organization is responsible for promoting standards of behavior and practices that follow noble values.

In regards to Integrity, BB Americas Bank’s Executive Management complies with behavior standards, and oversees and approves the main guidelines for the Process of Prevention and Fight Against Corruption, to be followed by all members of the Organization.

The subjects of Ethics & Integrity are documented in the following policies: Code of Ethics & Conduct and Employee Handbook; BSA AML OFAC Policy (Anti-Money Laundering & Terrorist Financing Prevention), and Vendor Management Policies & Procedures. In order to facilitate access to these topics, BB Americas Bank simplified their contents, grouping them in the Reputational Risk Policy / Integrity & Anti-Corruption Program, and the main highlights may be found in the following attachments:

Board of Directors

Guilherme Alexandre Rossi
Guilherme Alexandre Rossi

Guilherme Alexandre Rossi

Chairman of the Board of Directors

Guilherme Alexandre Rossi has been a Banco do Brasil employee for 23 years, and currently acts as General Manager of BB’s Private Bank Unit. Mr. Rossi holds a degree in Law, a postgraduate degree in Finance, Investments and Banking, an MBA in Private Banking and a master’s in business administration and development. Previously, he was Commercial Director in Alto Varejo, General Manager in the Funding and Investments Unit, Superintendent in Santa Catarina, Executive Manager in the Private Bank Unit and Commercial Superintendent in São Paulo. He has been a CFP®- certified professional since 2008 and also serves as a director at BB Administradora de Consórcios.

Delano Valentim de Andrade
Delano Valentim de Andrade

Delano Valentim de Andrade

Member of the Board of Directors

Delano Valentim de Andrade is a Banco do Brasil S.A. employee with over 38 years of experience in several areas.

Prior to joining BB Americas, he worked for 4 years as Vice President, member of the Board of Directors and member of the Audit Committee at Banco Patagonia in Buenos Aires – Argentina. Previously, he served as Chief Marketing Officer and as an Executive Manager for Banco do Brasil S.A., in areas such as Marketing, Customers and Government in Brasília, Brazil. Mr. Andrade holds a Bachelors in Administration from the União Educacional de Brasília (UNEB) and has a Master’s Degree in Liderança Estratégica from the INEPAD/ Unisinos and MBA in Project Management from União Educacional de Brasília (UPIS) in Brazil.

Additionally, Mr. Andrade was President and Chairman of the Board of Directors, for GPAT Companhia Financeira e Patagonia Valores in Buenos Aires – Argentina.

C. Wayne Crowell
C. Wayne Crowell

C. Wayne Crowell

Vice Chairman of the Board of Directors, Audit Committee Chair

C. Wayne Crowell serves as a member of the Board of Directors of BB Americas Bank and chairs the Audit Committee.

With more than 43 banking experience, Mr. Crowell has been directly involved in community and regional bank supervision. His experience includes a wide-variety of banking activities including: asset quality, loan review, enterprise-wide risk management, corporate governance and consumer compliance.

Mr. Crowell was previously the Assistant Deputy Comptroller for Bank Supervision for the South Florida Office of the Comptroller of the Currency (OCC). In that role he was directly responsible for the regulatory supervision of more than 30 community banks with total assets from $100 million to $5 billion, with domestic and international activities. He was the Chair of the Southern District’s Risk Committee and a member of the OCC’s National Risk Committee. He was also a member of the Southern District Supervisory Review Committee responsible for recommending regulatory enforcement approaches for the District’s troubled community banks. He served as an instructor for a variety of examiner training schools including the credit analytics, commercial real estate lending, the allowance for loan losses and consumer compliance.

Mr. Crowell received a commission as a National Bank Examiner in 1978 and served as the Examiner in Charge of a number of regional and complex community banks.

For the past 8 years Mr. Crowell has been a consultant assisting community banks. He has provided guidance to boards and management in achieving and maintaining sound financial and managerial condition. He also provides loan review and due diligence services to several community banks.

Mr. Crowell earned a bachelor’s degree in accounting and finance from Florida State University. He is also a graduate of the School of Banking of the South at Louisiana State University.

Diane de Vries Ashley
Diane de Vries Ashley

Diane de Vries Ashley

Director, Member of the Audit Committee

Diane de Vries Ashley began her career in New York City at Bankers Trust Company, now Deutsche Bank, after College at Tufts University and extensive courses in Art History at Columbia University. After Credit Training, and on the job training, Ms. Ashley accepted an invitation to move to Brasil to become the bank’s first female Senior Representative, based in Sao Paulo, Brasil. Five years moved her back to the US and on to several other financial institutions both in New York and Miami Florida, but still continuing to move up the corporate ladder, to management jobs.

During her career, Ms. Ashley also consulted on such wide-ranging topics as International Private Banking, Anti-money Laundering Compliance among others.

She was invited to join the staff of Bank of America as head of the Private Bank for Miami-Dade/Monroe Counties, a management and sales position. She became very involved in the community and spent time dedicated to non-profit boards such as Florida Grand Opera, Miami Art Museum, Jackson Memorial Foundation, Miami Music Project, Arts for Learning, among others.

Today, Diane de Vries Ashley still participates on non-profit boards, and is a member of International Women’s Forum, Florida International Bankers Association (and former President). What takes up most of her time today is a dual focus on teaching financial courses for FIU School of Business’ Executive MBA program overseas (taught in Spanish) and being an outside Director of BB Americas Bank (BBA), a paid directorship

She is fluent in five languages and holds numerous Securities and Supervisory licenses.

Emmanuel Roussakis
Emmanuel Roussakis

Emmanuel Roussakis

Director, Member of the Audit Committee

EMMANUEL N. ROUSSAKIS is Emeritus Professor of Finance at the College of Business of Florida International University in Miami, Florida. He is also a recipient of several U.S. Department of State awards– Fulbright Specialist in Morocco (2014), Indonesia (2013) and Russia (2012), Lecturer at the Fulbright International Summer Institute in Bulgaria (2011), and Fulbright Scholar in Romania (2010).

Dr. Roussakis has taught at universities in this country and abroad, worked for American and European banks, served in an advisory capacity to government agencies in the United States and Europe. He was co-recipient of a Florida State Research (STAR) grant for the study of international banking legislation and taxation; study recommendations were the basis for legislative changes implemented in Florida in July 1979 and June 1980 respectively.

Dr. Roussakis has published widely on banking subjects, and his articles have appeared in academic and professional journals in the United States, Europe and Latin America. He is the author of Friedrich List, the Zollverein and the Uniting of Europe (College of Europe Press, 1968), Managing Commercial Bank Funds (Praeger, 1977), Miami’s International Banking Community: Foreign Banks, Edge Act Corporations and Local Banks (Peat, Marwick, Mitchell & Co., 1981), and Commercial Banking in an Era of Deregulation, 3rd edition (Praeger, 1997). Dr. Roussakis is also the editor of, and contributor to, International Lending by U.S. Commercial Banks: A Casebook (Praeger, 1981), International Banking: Principles and Practices (Praeger, 1983), and Cases in Commercial Bank Management (Kolb Publishing Co., 1994). His book Commercial Banking in an Era of Deregulation, 2nd edition, was translated into Chinese and published by the China Price Publishing, Beijing, in 1992.

During his tenure at Florida International University, he was instrumental in establishing the department of Finance and developing its banking curriculum. He taught graduate and undergraduate courses in commercial and international banking and global financial strategy, and developed and directed certificate programs and courses/seminars for professionals in the financial industry. He has lectured bank managers and trainees in development programs in the United States and abroad, and on several occasions he offered expert testimony in bank litigation For his many and varied contributions to FIU and the community at large, he received 9 awards for exceptional performance in teaching, scholarship and service.

In the course of his FIU tenure he served as department Chair (2000-2003), was awarded the Florida International Bankers Association (FIBA) endowed chair in Finance (1999-2003), and was the downtown Director of the Professional MBA, and the Master of Science in Finance (2006-2010). In the course of a three-year interval (2003-2006) he was Dean of the School of Business at the University of Nicosia, the largest private graduate and undergraduate educational institution in Cyprus.

Dr. Roussakis holds degrees from the University of Athens, Atlanta University, the College of Europe, and the Catholic University of Leuven where he received his doctorate in economics. He speaks fluently English and Greek, and has knowledge of French, Spanish and Arabic.

Executive Members

Delano Valentim de Andrade
Delano Valentim de Andrade

Delano Valentim de Andrade

President & CEO

Delano Valentim de Andrade is a Banco do Brasil S.A. employee with over 38 years of experience in several areas.

Prior to joining BB Americas, he worked for 4 years as Vice President, member of the Board of Directors and member of the Audit Committee at Banco Patagonia in Buenos Aires – Argentina. Previously, he served as Chief Marketing Officer and as an Executive Manager for Banco do Brasil S.A., in areas such as Marketing, Customers and Government in Brasília, Brazil.

Mr. Andrade holds a Bachelors in Administration from the União Educacional de Brasília (UNEB) and has a Master’s Degree in Liderança Estratégica from the INEPAD/ Unisinos and MBA in Project Management from União Educacional de Brasília (UPIS) in Brazil. Additionally, Mr. Andrade was President and Chairman of the Board of Directors, for GPAT Companhia Financeira e Patagonia Valores in Buenos Aires – Argentina.

Tereza Raquel Vieira da Costa
Tereza Raquel Vieira da Costa

Tereza Raquel Vieira da Costa

Executive Vice President, Chief Compliance, Risk, Strategy & Finance Officer

Tereza Raquel Vieira da Costa is a Banco do Brasil S.A. employee with over 30 years of experience, mostly in Internal Controls and Risk. Prior to joining BB Americas, she worked for two years as General Manager of Operational Risk and for ten years as Executive Manager of the Department of Internal Controls.

During this period she was recognized for successfully implementing Sarbanes-Oxley standards in Banco do Brasil S.A. and its affiliated entities (ELBB), contributing to the improvement and effectiveness of internal controls and operational risk management.

Ms. Costa holds a Bachelors in Civil Engineering and has a Master’s Degree in Finance from the Universidade Federal da Paraíba (UFPB) in Brazil. Additionally Ms. Costa is certified Enterprise Risk Management Professional (CERP) as well as certified Board of Directors member by IBGC (Brazilian Institute of Corporate Governance).

Brenner Cavalcante
Brenner Cavalcante

Brenner Cavalcante

Executive Vice President, Chief Lending, IT & Commercial Officer

Brenner Cavalcante joined BB Americas Bank in April 2015 as SVP of Commercial Lending and took on the role of Chief Lending Officer in July 2018. Since joining BB Americas Bank, Mr. Cavalcante has helped grow the Bank’s loan portfolio to over a billion dollars, consisting of commercial, residential and retail loans.

Prior to joining the Bank, he was a Commercial Lender for C1 Bank in Tampa Bay and Miami from 2012 to 2015. From 2007 to 2012 he served on a variety of commercial and retail roles for Whitney Bank in Tampa Bay.

Mr. Cavalcante began his career at Citibank in Brazil in 1988, where he received formal credit training, and has held various positions in retail, business and commercial banking in both Brazil and the United States. Mr. Cavalcante studied Economics at the University of Fortaleza.

Samvel Oganezov
Samvel Oganezov

Samvel Oganezov

Executive Vice President, Chief Credit and Operations Officer

Samvel Oganezov serves as Executive Vice President, Chief Credit and Operations Officer.

Mr. Oganezov joined BB Americas Bank in January 2013 as Credit Manager taking on the role of Chief Credit Officer / Head of Loan Operation shortly after. Since joining BB Americas, Mr. Oganezov implemented policies and procedures fostering a robust credit culture.

Mr. Oganezov has facilitated the development of various lending products, accessing risk and assuring growth of high quality portfolio.

Mr. Oganezov has over 17 years of banking experience. Prior to joining BB Americas Bank, Mr. Oganezov spent 10 years with Intercredit Bank serving as Chief Credit Officer and in other functions of credit risk.

Mr. Oganezov started his banking career with Continental National Bank, where he received his formal credit training. He holds a degree in Finance from Florida International University.