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Business Account Business Account

Business Account

Home | Business | Checking accounts | Business Account

Trust the convenience and security that banking with BB Americas Bank offers to your Business.

Business Account opening is available by visiting one of our local branches.

BB Americas Bank Business solutions are available to businesses registered in the State of Florida and with a valid EIN – Employer Identification Number.

In order to open a Business Account, the following documentation pertaining to your business must be provided (additional documentation may be requested during the evaluation process).

OPERATING AGREEMENT
OR SIGNED BYLAWS

EIN LETTER

CERTIFICATE OF STATUS OR SHARES CERTIFICATE

In addition, the below identification documents must be provided by the Business Owners:

Passport

Driver’s License

Proof of Address

Business Classic Checking Account Details¹:

  • Online Banking;
  • Aplicativo Móvel;
  • Deposit checks with our Business Mobile App;
  • No fee for the first $5,000 cash deposit in each monthly cycle²;
  • Access to fee-free ATMs nationwide;
  • Business Classic Debit Card: Daily Purchase Limit of $1,500/ Daily Cash Limit of $500.

To avoid $15 maintenance fee:

  • The balance in the account may not fall below $1,000 any day of the statement cycle;
  • The combined monthly average balances in linked accounts³ may not fall below $1,000 within the statement cycle.

Schedule of Fees

Business Gold Checking Account Details⁴

  • Online Banking;
  • Aplicativo Móvel;
  • Deposit checks with our Business Mobile App;
  • No fee for the first $10,000 cash deposit in each monthly cycle⁵;
  • Free 1st standard check order (up to $100);
  • Access to fee-free ATMs nationwide;
  • Business Classic Debit Card: Daily Purchase Limit of $5,000/ Daily Cash Limit of $1,000.

To avoid $25 maintenance fee:

  • The balance in the account may not fall below $10,000 any day of the statement cycle;
  • The combined monthly average balances in linked accounts³ may not fall below $10,000 within the statement cycle.

Schedule of Fees


¹This account only offers e-statements. You must enroll in Online Banking within 30 days after the account is opened. A $0.50 fee per transaction will be applied to all transactions exceeding the total number allotted by the account type. Transactions include checks paid, deposit tickets, deposit items, and ACH debits and credits.
²A fee of $1.00 will be charged for every $1,000 of cash deposits in excess to the cash limit per statement cycle
³Qualified linked accounts include checking, money market, savings, certificate of deposit under the same banking relationship.
⁴This account only offers e-statements. You must enroll in Online Banking within 30 days after the account is opened. A $0.40 fee per transaction will be applied to all transactions exceeding the total number allotted by the account type. Transactions include checks paid, deposit tickets, deposit items, and ACH debits and credits.
⁵A fee of $1.00 will be charged for every $1,000 of cash deposits in excess to the cash limit per statement cycle.
Business Mobile App: To access the Mobile App you must have a smartphone with access to an App Store in the US or Brazil. Mobile messages and data rates may apply.
Mobile Check Deposit: Customer must be enrolled in BB Americas Bank Online Banking. Daily deposit limit of $5,000 apply. Total deposit will be made available on the next business day after the day of deposit, if made prior to the cut-off time. The bank’s cut-off time is 4:00 p.m. EST. Deposits made on a weekend, federal holidays or after the 4:00 pm EST cut-off time will be processed on the following business day. Mobile deposit is only available on iPhone or Android mobile devices with picture capabilities. Mobile message and data rates may apply. Please speak to a BB Americas Bank representative and/or refer to BB Americas Mobile Banking Terms and Conditions for more information.
ATMs: Visit www.bbamericas.com to find a BB Americas Bank surcharge-free ATM.

If your Business meets the criteria listed above (Registered in the State of Florida and holds a valid EIN – Employer Identification Number), you may visit one of our local branches with the required documentation listed above to request the opening of a Business Account.

If your Business meets the criteria listed above and you still have questions regarding the required documentation, fill out the form below and one of our Business Specialists will contact you within 72 business hours.

Once account opening request and documentation are received by one of our local branches, the request will be submitted for evaluation and you may be asked to provide additional information.