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Rates Rates

Rates

Home | Rates

CD and CD IRA¹

 CDs < $100M CDs => $100M 
PERIODINTEREST RATEAPYINTEREST RATEAPY
6 months**0.20%0.20%0.25%0.25%
1 year0.35%0.35%0.40%0.40%
2 years0.40%0.40%0.50%0.50%
3 years0.45%0.45%0.60%0.60%
4 years0.50%0.50%0.65%0.65%
5 years0.55%0.55%0.70%0.70%

**Term not available for CD IRA

e-CD²

 CDs < $100M CDs => $100M 
PERIODINTEREST RATEAPYINTEREST RATEAPY
1 year0.35%0.35%0.40%0.40%
2 years0.40%0.40%0.50%0.50%
3 years0.45%0.45%0.60%0.60%
4 years0.50%0.50%0.65%0.65%
5 years0.55%0.55%0.70%0.70%

CD - Secured Credit Card³

 CDs < $100M CDs => $100M 
PERIODINTEREST RATEAPYINTEREST RATEAPY
2 years0.35%0.35%0.40%0.40%

Savings and Money Market

 INTEREST RATEAPY
Savings⁴0.10%0.10%
Money MarketINTEREST RATEAPY
$0.01 - $9,999.990.10%0.10%
$10,000.00 - $99,999.990.15%0.15%
$100,000.00 - above0.20%0.20%
e-Money MarketINTEREST RATEAPY
$0.01 - $9,999.990.10%0.10%
$10,000.00 - $99,999.990.15%0.15%
$100,000.00 - above0.20%0.20%

If you have a Raise your Rate CD and/or Super Now-IOTA Account, click here to check your rates.These products are no longer available for existing or new customers.

Annual Percentage Yield (APY) is accurate as of 04/19/2022. Rates are subject to change at any time at the discretion of BB Americas Bank.

¹Fees could reduce the earnings on the account. A penalty may be charged in the event of total or partial withdrawal of deposited funds before the maturity date of the CD. The early withdrawal penalty is taken from earnings of the CD account; in cases where the penalty is greater than the earnings in the CD account, the remainder will be taken from the initial deposit. The CD will automatically renew on the maturity date and the renewal rate applied will be the Bank’s rate in effect on the maturity date. Following the maturity of the CD, you will have a 10-calendar day grace period to withdraw your funds without penalty. If the CD is not renewed, the funds available in this account will not be subject to interest during this 10-day period. Online Banking and Mobile Banking services are only available with linked Checking or Money Market account. IRA accounts are available only for personal domestic clients with a valid social security number.
²Fees could reduce the earnings on the account. A penalty may be charged in the event of total or partial withdrawal of deposited funds before the maturity date of the CD. The early withdrawal penalty is taken from earnings of the CD account; in cases where the penalty is greater than the earnings in the CD account, the remainder will be taken from the initial deposit. The CD will automatically renew on the maturity date and the renewal rate applied will be the Bank’s rate in effect on the maturity date. Following the maturity of the CD, you will have a 10-calendar day grace period to withdraw your funds without penalty. If the CD is not renewed, the funds available in this account will not be subject to interest during this 10-day period. Online Banking and Mobile Banking services are only available with linked Checking or Money Market account.
³Fees could reduce the earnings on the account. A penalty may be charged in the event of total or partial withdrawal of deposited funds before the maturity date of the CD. The early withdrawal penalty is taken from earnings of the CD account; in cases where the penalty is greater than the earnings in the CD account, the remainder will be taken from the initial deposit. The CD will automatically renew on the maturity date and the renewal rate applied will be the Bank’s rate in effect on the maturity date. Following the maturity of the CD, you will have a 10-calendar day grace period to withdraw your funds without penalty. If the CD is not renewed, the funds available in this account will not be subject to interest during this 10-day period. Online Banking and Mobile Banking services are only available with linked Checking or Money Market account.
⁴The minimum daily balance required to obtain the advertised annual percentage yield on Personal Savings, Personal e-Savings and Business Savings Accounts is $1,000.

Raise your Rate CDs¹ CDs < $100M   CDs => $100M  
PERIOD INTEREST RATE APY INTEREST RATE APY
2 years 0.30% 0.30% 0.30% 0.30%
4 years 0.30% 0.30% 0.30% 0.30%

SUPER NOW – IOTA INTEREST RATE APY
0.10% 0.10%

¹Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal on CDs and Time Deposits. IRA accounts are available only for personal domestic clients with a valid social security number.