Rates - BB Americas Bank

CD and CD IRA¹

	CDs < $100M		CDs => $100M
PERIOD	INTEREST RATE	APY	INTEREST RATE	APY
6 months**	0.30%	0.30%	0.35%	0.35%
1 year	0.40%	0.40%	0.60%	0.60%
2 years	0.40%	0.40%	0.60%	0.60%
3 years	0.35%	0.35%	0.55%	0.55%
4 years	0.35%	0.35%	0.55%	0.55%
5 years	0.35%	0.35%	0.55%	0.55%

**Term not available for CD IRA

e-CD²

	CDs < $100M		CDs => $100M
PERIOD	INTEREST RATE	APY	INTEREST RATE	APY
1 year	0.40%	0.40%	0.60%	0.60%
2 years	0.40%	0.40%	0.60%	0.60%
3 years	0.35%	0.35%	0.55%	0.55%
4 years	0.35%	0.35%	0.55%	0.55%
5 years	0.35%	0.35%	0.55%	0.55%

CD - Secured Credit Card³

	CDs < $100M		CDs => $100M
PERIOD	INTEREST RATE	APY	INTEREST RATE	APY
2 years	0.40%	0.40%	0.55%	0.55%

Savings and Money Market

	INTEREST RATE	APY
Savings⁴	0.25%	0.25%
Money Market	INTEREST RATE	APY
$0.01 - $9,999.99	0.25%	0.25%
$10,000.00 - $99,999.99	0.40%	0.40%
$100,000.00 - above	0.70%	0.70%
e-Money Market	INTEREST RATE	APY
$0.01 - $9,999.99	0.25%	0.25%
$10,000.00 - $99,999.99	0.40%	0.40%
$100,000.00 - above	0.70%	0.70%

If you have a Raise your Rate CD and/or Super Now-IOTA Account, click here to check your rates.These products are no longer available for existing or new customers.

Annual Percentage Yield (APY) is accurate as of 03/18/2020. Rates are subject to change at any time at the discretion of BB Americas Bank.

¹Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. After the maturity of the CD, you will have a grace period of ten calendar days to withdraw funds without being charged an early withdrawal penalty. If your account is not renewed, the funds in the account will not earn interest during the grace period. After that time it will automatically renew. IRA accounts are available only for personal domestic clients with a valid social security number.
²Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. After the maturity of the CD, you will have a grace period of ten calendar days to withdraw funds without being charged an early withdrawal penalty. If your account is not renewed, the funds in the account will not earn interest during the grace period. After that time it will automatically renew. Rate is available only to new money for existing BB Americas Bank clients and no transfers from existing account(s) at BB Americas Bank. This rate is for a limited period of time and may be changed by the bank at any time.
³Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. After the maturity of the CD, you will have a grace period of ten calendar days to withdraw funds without being charged an early withdrawal penalty. If your account is not renewed, the funds in the account will not earn interest during the grace period. After that time it will automatically renew.
⁴The minimum balance required to obtain the advertised annual percentage yield on Personal and Business Savings Account is $1,000.

Raise your Rate CDs¹	CDs < $100M		CDs => $100M
PERIOD	INTEREST RATE	APY	INTEREST RATE	APY
2 years	0.40%	0.40%	0.60%	0.60%
4 years	0.35%	0.35%	0.55%	0.55%

SUPER NOW – IOTA	INTEREST RATE	APY
	0.10%	0.10%

¹Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal on CDs and Time Deposits. IRA accounts are available only for personal domestic clients with a valid social security number.