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CD and CD IRA¹
| CDs < $100,000 | CDs => $100,000 | |||
|---|---|---|---|---|
| PERIOD | INTEREST RATE | APY | INTEREST RATE | APY |
| 6 months** | 3.3960% | 3.4500% | 3.5412% | 3.6000% |
| 1 year | 2.9591% | 3.0000% | 3.4444% | 3.5000% |
| 2 years | 2.9591% | 3.0000% | 3.1535% | 3.2000% |
| 3 years | 2.7643% | 2.8000% | 2.9591% | 3.0000% |
| 4 years | 2.7643% | 2.8000% | 2.9591% | 3.0000% |
| 5 years | 2.7643% | 2.8000% | 2.9591% | 3.0000% |
**Term not available for CD IRA
e-CD²
| CDs < $100,000 | CDs => $100,000 | |||
|---|---|---|---|---|
| PERIOD | INTEREST RATE | APY | INTEREST RATE | APY |
| 1 year | 2.9591% | 3.0000% | 3.4444% | 3.5000% |
| 2 years | 2.9591% | 3.0000% | 3.1535% | 3.2000% |
| 3 years | 2.7643% | 2.8000% | 2.9591% | 3.0000% |
| 4 years | 2.7643% | 2.8000% | 2.9591% | 3.0000% |
| 5 years | 2.7643% | 2.8000% | 2.9591% | 3.0000% |
CD - Secured Credit Card³
| CDs < $100,000 | CDs => $100,000 | |||
|---|---|---|---|---|
| PERIOD | INTEREST RATE | APY | INTEREST RATE | APY |
| 2 years | 2.1780% | 2.2000% | 2.3249% | 2.3500% |
Savings and Money Market
| INTEREST RATE | APY | |
|---|---|---|
| Savings⁴ | 0.5486% | 0.55% |
| Money Market | INTEREST RATE | APY |
| $0.01 - $9,999.99 | 1.5390% | 1.5500% |
| $10,000.00 - $99,999.99 | 1.8344% | 1.8500% |
| $100,000.00 - $249,999.99 | 2.5204% | 2.5500% |
| $250,000.00 - above | 2.5204% | 2.5500% |
| e-Money Market | INTEREST RATE | APY |
| $0.01 - $9,999.99 | 1.5390% | 1.5500% |
| $10,000.00 - $99,999.99 | 1.8344% | 1.8500% |
| $100,000.00 - $249,999.99 | 2.5204% | 2.5500% |
| $250,000.00 - above | 2.5204% | 2.5500% |
Annual Percentage Yield (APY) is accurate as of 09/30/2024. Rates are subject to change at any time at the discretion of BB Americas Bank.
¹Fees could reduce the earnings on the account. A penalty may be charged in the event of total or partial withdrawal of deposited funds before the maturity date of the CD. The early withdrawal penalty is taken from earnings of the CD account; in cases where the penalty is greater than the earnings in the CD account, the remainder will be taken from the initial deposit. The CD will automatically renew on the maturity date and the renewal rate applied will be the Bank’s rate in effect on the maturity date. Following the maturity of the CD, you will have a 10-calendar day grace period to withdraw your funds without penalty. If the CD is not renewed, the funds available in this account will not be subject to interest during this 10-day period. Online Banking and Mobile Banking services are only available with linked Checking or Money Market account. IRA accounts are available only for personal domestic clients with a valid social security number.
²Fees could reduce the earnings on the account. A penalty may be charged in the event of total or partial withdrawal of deposited funds before the maturity date of the CD. The early withdrawal penalty is taken from earnings of the CD account; in cases where the penalty is greater than the earnings in the CD account, the remainder will be taken from the initial deposit. The CD will automatically renew on the maturity date and the renewal rate applied will be the Bank’s rate in effect on the maturity date. Following the maturity of the CD, you will have a 10-calendar day grace period to withdraw your funds without penalty. If the CD is not renewed, the funds available in this account will not be subject to interest during this 10-day period. Online Banking and Mobile Banking services are only available with linked Checking or Money Market account.
³Fees could reduce the earnings on the account. A penalty may be charged in the event of total or partial withdrawal of deposited funds before the maturity date of the CD. The early withdrawal penalty is taken from earnings of the CD account; in cases where the penalty is greater than the earnings in the CD account, the remainder will be taken from the initial deposit. The CD will automatically renew on the maturity date and the renewal rate applied will be the Bank’s rate in effect on the maturity date. Following the maturity of the CD, you will have a 10-calendar day grace period to withdraw your funds without penalty. If the CD is not renewed, the funds available in this account will not be subject to interest during this 10-day period. Online Banking and Mobile Banking services are only available with linked Checking or Money Market account.
⁴The minimum daily balance required to obtain the advertised annual percentage yield on Personal Savings, Personal e-Savings and Business Savings Accounts is $1,000.
