CD and CD IRA¹

 CDs < $100M CDs > $100M 
PERIODINTEREST RATEAPYINTEREST RATEAPY
6 months**0.35%0.35%0.60%0.60%
1 year0.90%0.90%1.24%1.25%
2 years1.14%1.15%1.44%1.45%
3 years1.29%1.30%1.49%1.50%
4 years1.39%1.40%1.59%1.60%
5 years1.74%1.75%1.93%1.95%

**Term not available for CD IRA

e-CD²

 CDs < $100M CDs > $100M 
PERIODINTEREST RATEAPYINTEREST RATEAPY
1 year0.90%0.90%1.24%1.25%
2 years1.14%1.15%1.44%1.45%
3 years1.29%1.30%1.49%1.50%
5 years1.74%1.75%1.93%1.95%

CD - Secured Credit Card³

 CDs < $100M CDs > $100M 
PERIODINTEREST RATEAPYINTEREST RATEAPY
2 years0.45%0.45%0.55%0.55%

Savings and Money Market

 INTEREST RATEAPY
Savings⁴0.25%0.25%
Money MarketINTEREST RATEAPY
$0.01 - $9,999.990.25%0.25%
$10,000.00 - $99,999.990.40%0.40%
$100,000.00 - above0.70%0.70%
e-Money MarketINTEREST RATEAPY
$0.01 - $9,999.990.25%0.25%
$10,000.00 - $99,999.990.40%0.40%
$100,000.00 - above0.70%0.70%

If you have a Liquid CD, Raise your Rate CD and/or Super Now-IOTA Account, click here
to check your rates.
These products are no longer available for existing or new customers.

Annual Percentage Yield (APY) is accurate as of 03/29/2018. Rates are subject to change at any time at the discretion of BB Americas.

¹Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. After the maturity of the CD, you will have a grace period of ten calendar days to withdraw funds without being charged an early withdrawal penalty. If your account is not renewed, the funds in the account will not earn interest during the grace period. After that time it will automatically renew. IRA accounts are available only for personal domestic clients with a valid social security number.
²Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. After the maturity of the CD, you will have a grace period of ten calendar days to withdraw funds without being charged an early withdrawal penalty. If your account is not renewed, the funds in the account will not earn interest during the grace period. After that time it will automatically renew. Rate is available only to new money for existing BB Americas clients and no transfers from existing account(s) at BB Americas. This rate is for a limited period of time and may be changed by the bank at any time.
³Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. After the maturity of the CD, you will have a grace period of ten calendar days to withdraw funds without being charged an early withdrawal penalty. If your account is not renewed, the funds in the account will not earn interest during the grace period. After that time it will automatically renew.
⁴The minimum balance required to obtain the advertised annual percentage yield on Personal and Business Savings Account is $1,000.