Rates


CD and CD IRA1

CDs < $100M CDs > $100M
PERIOD INTEREST RATE APY INTEREST RATE APY
6 months** 0.35% 0.35% 0.60% 0.60%
1 year 0.90% 0.90% 1.24% 1.25%
2 years 1.14% 1.15% 1.44% 1.45%
3 years 1.29% 1.30% 1.49% 1.50%
4 years 1.39% 1.40% 1.59% 1.60%
5 years 1.74% 1.75% 1.93% 1.95%
**Term not available for CD IRA

e-CD2

CDs < $100M CDs > $100M
PERIOD INTEREST RATE APY INTEREST RATE APY
1 year 0.90% 0.90% 1.24% 1.25%
2 years 1.14% 1.15% 1.44% 1.45%
3 years 1.29% 1.30% 1.49% 1.50%
5 years 1.74% 1.75% 1.93% 1.95%


CD - Secured Credit Card3

CDs < $100M CDs > $100M
PERIOD INTEREST RATE APY INTEREST RATE APY
2 years 0.45% 0.45% 0.55% 0.55%


Savings and Money Market

INTEREST RATE APY
Savings4 0.25% 0.25%
Money Market INTEREST RATE APY
$0.01 - $9,999.99 0.25% 0.25%
$10,000.00 - $99,999.99 0.40% 0.40%
$100,000.00 - above 0.70% 0.70%
e-Money Market INTEREST RATE APY
$0.01 - $9,999.99 0.25% 0.25%
$10,000.00 - $99,999.99 0.40% 0.40%
$100,000.00 - above 0.70% 0.70%


If you have a Liquid CD, Raise your Rate CD and/or Super Now-IOTA Account, click here to check your rates.
These products are no longer available for existing or new customers.

Annual Percentage Yield (APY) is accurate as of 03/29/2018. Rates are subject to change at any time at the discretion of BB Americas.

1 Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. After the maturity of the CD, you will have a grace period of ten calendar days to withdraw funds without being charged an early withdrawal penalty. If your account is not renewed, the funds in the account will not earn interest during the grace period. After that time it will automatically renew. IRA accounts are available only for personal domestic clients with a valid social security number.
2 Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. After the maturity of the CD, you will have a grace period of ten calendar days to withdraw funds without being charged an early withdrawal penalty. If your account is not renewed, the funds in the account will not earn interest during the grace period. After that time it will automatically renew. Rate is available only to new money for existing BB Americas clients and no transfers from existing account(s) at BB Americas. This rate is for a limited period of time and may be changed by the bank at any time.
3 Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. After the maturity of the CD, you will have a grace period of ten calendar days to withdraw funds without being charged an early withdrawal penalty. If your account is not renewed, the funds in the account will not earn interest during the grace period. After that time it will automatically renew.
4 The minimum balance required to obtain the advertised annual percentage yield on Personal and Business Savings Account is $1,000.
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