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Whether you travel frequently, love to shop or simply want a card to pay for expenses in the U.S. – A Secured Credit Card from BB Americas Bank can help you meet your goals

Our Secured Credit Cards are designed with our Clients in mind, allowing you to make purchases domestically or internationally without incurring any international transaction fees

A Secured Credit Card is backed by a deposit, in which the amount deposited becomes the credit limit for the card.
In other words: if you make a $1,000 deposit, your credit card limit will be equivalent to $1,000.

This deposit is held in an account as a collateral. The deposit, in this case, is not used towards monthly payments. Monthly payments will need to be done from another account.

Check out our categories and choose the card that best meets your goals:

  • Low Annual Fee Low Annual Fee
  • Travel Travel
  • Luxury Travel Luxury Travel
  • Low annual fee and 0% Introductory APR for the first 12 months¹ to pay for everyday expenses
    Key Benefits

    No foreign transaction fees
    When making purchases outside of the U.S.

    APR

    Intro Purchase APR
    0% APR for 12 months on purchases and balance transfers

    After the 12 first months, 18%

    Deposit Amount
    $500 to $2,900
    Annual Fee
    $60
    Available For

    Existing BB Americas Bank Clients (Non-U.S. Citizens or Non-Permanent Residents)

    Apply now
  • Traveling made better with no foreign fee
    Key Benefits

    No foreign transaction fees
    When making purchases outside of the U.S.

    Earn 1 point per every
    $1 spent

    APR

    Intro Purchase APR
    0% APR for 12 months on purchases and balance transfers

    After the 12 first months, 14.99%

    Deposit Amount
    $3,000 to $19,900
    Annual Fee
    $120
    Available For

    Existing BB Americas Bank Clients (Non-U.S. Citizens or Non-Permanent Residents)

    Apply now
  • Key Benefits

    Priority Pass™ Membership
    Enjoy 4 Complimentary Airport Lounge Visits

    No foreign transaction fees
    When making purchases outside of the U.S.

    Earn 1 point per every
    $1 spent

    APR

    Intro Purchase APR
    0% APR for 12 months on purchases and balance transfers

    After the 12 first months, 10.99%

    Deposit Amount
    $20,000 to $100,000
    Annual Fee
    $200
    Available For

    Existing BB Americas Bank Clients (Non-U.S. Citizens or Non-Permanent Residents)

    Apply now
  • Travelling comfortably without worries and no foreign fee
    Key Benefits

    Priority Pass™ Membership
    Enjoy 4 Complimentary Airport Lounge Visits

    No foreign transaction fees
    When making purchases outside of the U.S.

    Earn 1 point per every
    $1 spent

    APR

    Intro Purchase APR
    0% APR for 12 months on purchases and balance transfers

    After the 12 first months, 10.99%

    Deposit Amount
    $20,000 to $100,000
    Annual Fee
    $200
    Available For

    Existing BB Americas Bank Clients (Non-U.S. Citizens or Non-Permanent Residents)

    Apply now

Explore BB Americas Bank Credit Cards Benefits

  • Classic Classic
  • Platinum Platinum
  • Platinum Plus Platinum Plus
  • Benefício

    Visa®
    BB Americas Bank Credit Cards are accepted worldwide – use it anywhere Visa® is accepted.

  • Benefício

    Zero fraud liability for unauthorized purchases
    Zero fraud liability protects you against fraud in case your card is used without your consent.
    Plus, BB Americas Bank alerts its clients in order to prevent fraud cases.

  • Benefício

    Coverage
    Emergency Card Replacement*
    Emergency Cash Disbursement*

  • Benefício

    Add an authorized user to your account
    An authorized user receives a credit card issued on their name being able to make purchases but will still share the total credit line limit with the primary cardholder.

  • Benefício

    Set up monthly automatic payments
    Set up monthly payments through the Credit Card portal to avoid late fees. Learn How.

  • Benefício

    Visa®
    BB Americas Bank Credit Cards are accepted worldwide – use it anywhere Visa® is accepted.

  • Benefício

    Zero fraud liability for unauthorized purchases
    Zero fraud liability protects you against fraud in case your card is used without your consent.
    Plus, BB Americas Bank alerts its clients in order to prevent fraud cases.

  • Benefício

    UChoose Rewards Program
    Earn 1 point per every $1 spent. Register once at www.uchooserewards.com to check and redeem your points for cash or choose from millions of rewards you truly want. The choice is yours.²

    Terms and Conditions

    Click here to check the statement credit gained with the Uchoose Rewards points.

  • Benefício

    Add an authorized user to your account
    An authorized user receives a credit card issued on their name being able to make purchases but will still share the total credit line limit with the primary cardholder.

  • Benefício

    Set up monthly automatic payments
    Set up monthly payments through the Credit Card portal to avoid late fees. Learn How.

  • Benefício

    Coverage
    Travel Accident Insurance*
    Trip Cancellation Insurance*
    Auto Rental Collision Damage Waiver*

    Emergency Card Replacement*
    Emergency Cash Disbursement*

  • Benefício

    Visa®
    BB Americas Bank Credit Cards are accepted worldwide – use it anywhere Visa® is accepted.

  • Benefício

    Zero fraud liability for unauthorized purchases
    Zero fraud liability protects you against fraud in case your card is used without your consent.
    Plus, BB Americas Bank alerts its clients in order to prevent fraud cases.

  • Benefício

    UChoose Rewards Program
    Earn 1 point per every $1 spent. Register once at www.uchooserewards.com to check and redeem your points for cash or choose from millions of rewards you truly want. The choice is yours.²

    Terms and Conditions

    Click here to check the statement credit gained with the Uchoose Rewards points.

  • Benefício

    Add an authorized user to your account
    An authorized user receives a credit card issued on their name being able to make purchases but will still share the total credit line limit with the primary cardholder.

  • Benefício

    Set up monthly automatic payments
    Set up monthly payments through the Credit Card portal to avoid late fees. Learn How.

  • Benefício

    Coverage
    Travel Accident Insurance*
    Trip Cancellation Insurance*
    Auto Rental Collision Damage Waiver*

    Emergency Card Replacement*
    Emergency Cash Disbursement*

  • Benefício

    Complimentary Airport Lounge Access
    BB Americas Bank Platinum Plus cardholders will receive automatic membership with Priority Pass™ and enjoy four (4) complimentary annual visits to VIP airport lounges.

    Sit back and relax before your flight at one of the 1,300+ VIP lounges in over 600 cities worldwide. BB Americas Bank will enroll you on the program. Use lounges in the program regardless of the class of travel or airline you’re flying.

    Using the Priority Pass™ you can:

    • Experience relaxing ambience for both you and your guests with excellent business and leisure facilities.
    • Grab complimentary refreshments and snacks.
    • Access email, internet and conference space.

    For more information and to find the location of available lounges, please visit:

FAQ

See more FAQs

¹After that, your APR will vary between 10.99% to 18% based on your creditworthiness when you open your Account.
²Up to 100,000 points per year. Points expire after 2 years. Rewards program is subject to the UChoose Rewards® Terms and Conditions. The only redemption available for non-U.S. Citizens or non-U.S. Permanent Residents cardholders is cash back in the form of a statement credit. UChoose Rewards is only available for Platinum and Platinum Plus Credit Cards.
*Certain terms, conditions and exclusions apply. All travel benefits are provided by Visa®. Regarding Travel Accident Insurance, Trip Cancellation Insurance, Auto Rental Collision Damage Waiver, the cardholders may contact Visa® at 1-800-VISA-911 or 410-581-9994 outside the United States or visit www.visa.com for more information.

-Secured Credit Card applicants are required to open a Personal Secured Credit Card Checking Account or a 24-month CD and assign as collateral. The CD will automatically renew at the end of the 24 months.