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If you’re looking for greater convenience and control over your business expenses, BB Americas Bank has the ideal Business Credit Card for you.
Enjoy 0% APR for the first 6 months.
For more information about the Credit Card, Fees Schedule, and Terms & Conditions, click here.
Business Credit Card
Business
Boost your company’s success with a card that offers benefits and protection for your travel and everyday expenses.
All borrowers must be U.S. business entities and must have a valid Tax ID number.
Enjoy
Emergency card replacement¹
Zero liability
for unauthorized purchases.¹
Intro Purchase APR
0% APR for the first 6 months on purchases and balance transfers.*
*After that, 18.75% Regular APR.
To apply for a Business Credit Card:
- All borrowers must be U.S. business entities and have a valid Tax ID number;
- Business entities’ owner(s) who are guarantor(s) must be 21 years or older, and the authorized card users must be 18 years or older;
- Business entities’ owner(s) and authorized card users must have a Social Security Number(s) and Valid Picture ID(s);
- Business entity or its owner(s) must be existing client(s) and maintain three months of satisfactory banking history account with BB Americas Bank.
Annual Fee
$0
Visa Travel Benefits
All travel benefits are provided by Visa.
Regarding Travel Accident Insurance, Trip Cancellation Insurance, Auto Rental Collision Damage Waiver, the cardholders may contact Visa at 1-800-VISA-911 or 410-581-9994 outside the United States.
More information on www.visa.com
How to Apply
To apply for a Business Credit Card:
- All borrowers must be U.S. business entities and must have valid Tax ID number;
- Business entities’ owner(s) who are guarantor(s) must be 21 years or older, and the authorized card users must be 18 years or older;
- Business entities’ owner(s) and authorized card users must have a Social Security Number(s) and Valid Picture ID(s);
- Business entity or its owner(s) must be existing customer(s) and maintain three months of satisfactory banking history account with BB Americas Bank.
To request your Business Credit Card:
Visit a BranchIf you do not qualify for the credit card you applied for, BB Americas Bank will consider your application for a secured credit card based on bank guidelines and qualifying factors.
Domestic cards applicants must have a Social Security Number. Business Secured credit card applicants are required to open a 24-month CD and assign CD as collateral.
¹Certain terms, conditions and exclusions apply.

*Terms and Conditions
Offer valid from March 1, 2026 through July 31, 2026 for eligible BB Americas Business Card holders with accounts in good standing. Qualifying purchases include posted transactions made during the promotional period. All qualifying purchase totals must be in U.S. Dollars (USD). For transactions made in a foreign currency, the qualifying amount will be calculated based on the U.S. Dollar amount posted to the account after currency conversion at settlement. The following transactions are excluded: cash advances, balance transfers, fees, interest charges, refunds, chargebacks, reversed transactions, and non‑purchase transactions.
Statement credits will be awarded when applicable spend thresholds are met during the promotional period. A $100 statement credit will be awarded when at least $5,000 in qualifying purchases is made during the promotional period. A $200 statement credit will be awarded when at least $10,000 in qualifying purchases is made during the promotional period. Cardholders will receive only the highest applicable statement‑credit tier achieved. Statement‑credit tiers do not stack.

Statement credits will be posted to the account within up to 8 weeks following the end of the promotional period. Statement credits do not count toward any minimum payment due. Eligibility is determined based on merchant country and transaction attributes at settlement. BB Americas reserves the right to modify or terminate this promotion at any time without prior notice.

Maximum total statement‑credit reward per account for this promotion is $200.