Send transfers to Brazil - Banco do Brasil Americas

2 Simple Steps to Send Money to Brazil

1
Complete the request form below
2
Approve the transaction through Whatsapp
Receive the Money in Brazil

Exchange Rate*

This fee may vary according to the day of your approval via WhatsApp.

Date	Exchange Rate*
May/28/2019	U$ 1 = R$ 3.862
May/27/2019	U$ 1 = R$ 3.862
Other Dates

* Monday to Friday:

The exchange rate during this period is only valid for remittance requests submitted until 2pm EST and approved (via WhatsApp) on the same business day before 11:59pm EST.
Remittance requests submitted until 2pm EST will receive the transaction approval via (WhatsApp) on the same day.
Remittance requests submitted after 2pm EST will receive the transaction approval via (WhatsApp) on the next business day.
The day that you approve your transaction (via WhatsApp) will determine the exchange rate that will be applied to your transaction.

* Weekend or Holidays (USA):

The exchange rate during this period is only valid for transactions approved (via WhatsApp) on the following business day before 11:59pm EST.
Transfer request submitted during this period will only receive a transaction approval via (WhatsApp) on the following business day.
The day that you approve your transaction (via WhatsApp) will determine the exchange rate that will be applied to your transaction.

BB Americas Customers - Request your Remittance Now

1 Complete the remittance request:

Your Information

Your Full Name

Your account Number (this account will pay the transfer)

How much do you want to send (dollar amount)? Minimum US$15.00 Maximum amount on May/28/2019 = US$ 2,589.08

I wish to approve this transaction in:

Portuguese English

Beneficiary Information

Full Name of beneficiary (same as CPF)

Beneficiary Bank

Account type of beneficiary (Banco do Brasil S.A. only)

Account Number of the beneficiary including digit (Banco do Brasil S.A. only)

Number of the beneficiary’s agency including digit (Banco do Brasil S.A. only)

Beneficiary Birthday

Beneficiary CPF

Beneficiary’s phone Number (area code + phone number)

Beneficiary Address (Address + Zipcode)

Country

City

Transfer Reason

I allow BB Americas to contact me, at my registered phone number, to validate this transaction. I am aware that this contact will be done through a message in the application WhatsApp.

2 Approve the Transaction

After submit the request above you will receive a WhatsApp message in your cell phone number registered at BB Americas. Please, follow the steps in the message to approve and finalize your transfer to Brazil.

Important: Your transaction only will be processed after you approve the transaction by respond the
WhatsApp message.

Exchange rate and transaction approval

*Monday to Friday
The exchange rate during this period is only valid for remittance requests submitted until 2pm EST and approved (via WhatsApp) on the same business day before 11:59pm EST.
Remittance requests submitted until 2pm EST will receive the transaction approval via (WhatsApp) on the same day.
Remittance requests submitted after 2pm EST will receive the transaction approval via (WhatsApp) on the next business day.
The day that you approve your transaction (via WhatsApp) will determine the exchange rate that will be applied to your transaction.

* Weekend or Holidays (USA):
The exchange rate during this period is only valid for transactions approved (via WhatsApp) on the following business day before 11:59pm EST.
Transfer request submitted during this period will only receive a transaction approval via (WhatsApp) on the following business day.
The day that you approve your transaction (via WhatsApp) will determine the exchange rate that will be applied to your transaction.

Transfer Limits
Minimum Amount US$15; Maximum Daily Limit US$2,999.99 (Maximum equivalent to R$9.999,99); Monthly Maximum Amount: US$50,000.

Transaction Request Approval or Cancel
Approval -Customer must have a WhatsApp account linked to his cell phone number registered in his BB Americas account to approve the transaction. If the not, the transaction request will be cancelled.
Cancellation – If you wish to cancel your transaction request after you approve it, you must send a WhatsApp message with the word “cancel” to the same chat that you approve it. This message needs to be sent in up to 30 minutes after you approve it. After that time, the transaction will be processed and will not be canceled or returned.

Other Details
Transfers must be made from a BB Americas checking or money market account to a Banco do Brasil S.A. account.
A valid CPF is required for the beneficiary in Brazil.

FAQ

BB Americas clients with a checking or money market* account can send money to individuals in Brazil who have a valid/regular CPF and an account at Banco do Brasil S.A.

* Money market account: By Regulation this account is limited to 6 transactions per statement cycle. If you exceed the transaction limitations your account will be charged a $20.00 excessive transaction fee. If you exceed the limitations in the account on three (3) separate times within a 12 month calendar period, the account will be reclassified to a classic checking account.

Six transfers and/or withdrawals limitation - Regulation D (REG D)

Regulation D limits certain types of transfers, point of sale transactions and checks to a maximum combined total of six (6) per month. Any additional transaction made after that will incur a $20.00 excessive activity fee. If you continue to exceed these limits, the bank will notify you and your account will be closed or converted into a regular checking account.

See below the type of transfers and withdrawals impacted by Regulation D.

UNLIMITED Transfers and Withdrawals	LIMITED Transfers and Withdrawals
In person (at a branch or shared banching service center) At an ATM By mail or messenger Unlimited deposits/transfers can be made into a savings and/or money market account	Preauthorized Transactions Automatic transfers (scheduled ACH withdrawals) Telephone (including automated telephone banking) Fax Online banking or mobile banking Checks Automatic orverdraft transfers Point of sale transactions with ATM or debit card Any other similar order payable to third parties
Transfers to another account of the same owner at the same financial institution when made: For loan payments
Withdrawals made by telephone only when: The transaction results in a check mailed to that member.

UNLIMITED
Transfers and Withdrawals

LIMITED
Transfers and Withdrawals

In person (at a branch or shared banching service center)

At an ATM

By mail or messenger

Unlimited deposits/transfers can be made into a savings and/or money market account

Preauthorized Transactions

Automatic transfers (scheduled ACH withdrawals)

Telephone (including automated telephone banking)

Online banking or mobile banking

Checks

Automatic orverdraft transfers

Point of sale transactions with ATM or debit card

Any other similar order payable to third parties

Transfers to another account of the same owner at the same financial institution when made:

For loan payments

Withdrawals made by telephone only when:

The transaction results in a check mailed to that member.

Who can receive money in Brazil?

Only Banco do Brasil S.A. customers can receive a remittance from BB Americas.
Can I send money to a beneficiary who does not have a CPF?

No, your beneficiary in Brazil must have a valid / regular CPF.

See more FAQs