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2 Simple Steps to Send Money to Banco do Brasil S.A. accounts from your BB Americas Bank account
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1Complete the Request Below
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2Approve the Transaction via WhatsApp
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Receive the Money in Brazil
Exchange Rate*
The Exchange Rate will vary according to the day in which your remittance is approved via WhatsApp.
| Rate (Day/Time) | Available From | Exchange Rate* |
|---|---|---|
| Jul/13/2020 00:01:00 | Jul/13/2020 00:01:00 | US$ 1 = R$ 5.1128 |
| Jul/12/2020 00:01:00 | Jul/12/2020 00:01:00 | US$ 1 = R$ 5.1128 |
| Other Dates |
Remittance requests submitted until 2pm EST will receive the approval message (via WhatsApp) on the same day.
Remittance requests submitted after 2pm EST will receive the approval message (via WhatsApp) on the next business day.
The day that you approve your remittance request (via WhatsApp) will determine the exchange rate that will be applied to your transaction.
Transfer request submitted during this period will only receive a approval message (via WhatsApp) on the following business day.
The day that you approve your remittance requests (via WhatsApp) will determine the exchange rate that will be applied to your transaction.
BB Americas Bank Customers - Request your Remittance Now
1 Complete the Remittance Request:
2 Approve the Transaction
After submitting the above request you will receive a WhatsApp message in your cell phone number registered with BB Americas Bank. Please, follow the steps in the message to approve and finalize your transfer to Brazil.
Important: Your remittance request will only be processed after you approve it via WhatsApp message.
Not an existing BB Americas Bank Client?
Permanent Residents
Non-Permanent Residents
Exchange rate and transaction approval
*Monday to Friday
The exchange rate during this period is only valid for remittance requests submitted until 2pm EST and approved (via WhatsApp) on the same business day before 11:59pm EST.
Remittance requests submitted until 2pm EST will receive the approval message (via WhatsApp) on the same day.
Remittance requests submitted after 2pm EST will receive the approval message (via WhatsApp) on the next business day. The day that you approve your remittance request (via WhatsApp) will determine the exchange rate that will be applied to your transaction.
* Weekend or Holidays (USA):
The exchange rate during this period is only valid for remittance requests approved (via WhatsApp) on the following business day before 11:59pm EST.
Transfer request submitted during this period will only receive a approval message (via WhatsApp) on the following business day.
The day that you approve your remittance requests (via WhatsApp) will determine the exchange rate that will be applied to your transaction.
Remittance Limits
Minimum Amount US$15; Maximum Daily Limit US$2,999.99 (Maximum equivalent to R$9.999,99); Monthly Maximum Amount: US$50,000.
Transaction Request Approval or Cancel
Approval: You must have a WhatsApp account linked to the cell phone number registered in your BB Americas Bank account to approve the transaction. If not, the remittance request will be cancelled.
Cancellation: If you wish to cancel your remittance request after you approve it, you must send a WhatsApp message with the word “cancel” to the same chat that you approve it. This message needs to be sent in up to 30 minutes after you approve it. After that time, the remittance request will be processed and it cannot be canceled or returned.
Other Details
Transfers must be made from a BB Americas Bank Consumer Checking or Money Market* account to a Banco do Brasil S.A. Consumer account. A valid CPF is required for the beneficiary in Brazil.
*Money Market account: By Regulation this account is limited to 6 transactions per statement cycle. If you exceed the transaction limitations, your account will be charged a fee of $15.00 per excessive debit transaction. If you continue to exceed transaction limitations more than three (3) times within a 12 month rolling period will be notified by the Bank and the account will be closed or converted to a Checking Account. Your account may no longer earn interest.
FAQ
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Six transfers and/or withdrawals limitation - Regulation D (REG D)
Regulation D limits certain types of transfers, point of sale transactions and checks to a maximum combined total of six (6) per month. Any additional transaction made after that will incur a $20.00 excessive activity fee. If you continue to exceed these limits, the bank will notify you and your account will be closed or converted into a regular checking account.
See below the type of transfers and withdrawals impacted by Regulation D.
UNLIMITED
Transfers and WithdrawalsLIMITED
Transfers and Withdrawals- In person (at a branch or shared banching service center)
- At an ATM
- By mail or messenger
- Unlimited deposits/transfers can be made into a savings and/or money market account
- Preauthorized Transactions
- Automatic transfers (scheduled ACH withdrawals)
- Telephone (including automated telephone banking)
- Fax
- Online banking or mobile banking
- Checks
- Automatic orverdraft transfers
- Point of sale transactions with ATM or debit card
- Any other similar order payable to third parties
Transfers to another account of the same owner at the same financial institution when made: - For loan payments
Withdrawals made by telephone only when: - The transaction results in a check mailed to that member.
Review remittance information
| Send Amount (USD) | |
|---|---|
| Exchange rate* | US$ 1 = R$ 5.1128 |
| Beneficiary name | |
| Beneficiary’s CPF | |
| Beneficiary Bank | Banco do Brasil S.A. |
| Beneficiary’s account type | |
| Beneficiary’s account number | |
| Beneficiary agency number | |
| Transfer Reason |
* The Exchange Rate will vary according to the day in which your remittance is approved via WhatsApp.
