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Savings, Money Market and CDs

Savings,
Money Market
and CDs

Home | Personal | Savings, Money Market and CDs

BB Americas Bank savings solutions help you achieve your financial goals.

Savings, Money Market and CDs

Savings

Available for U.S. Citizens or Permanent Residents.

BB Americas Bank savings solutions help you achieve your financial goals.

  • BB Americas Bank Online and Mobile Banking features to manage your account on the go;
  • See Interest Rates¹
  • Interest compounded daily;
  • FDIC Insured.

Monthly Maintenance Fee:

$5

OR

$0

How to waive the monthly fee

Learn more

Choose to open your account

Online
Open now

At a Branch
Find a Branch

Savings, Money Market and CDs

Money Market

Available for U.S. Citizens or Permanent Residents.

The Money Market Account is similar to a savings account with the advantage of earning higher interest as your balance grows. This account offers:

  • BB Americas Bank Online and Mobile Banking features to manage your account on the go;
  • See Interest Rates
  • Interest compounded daily;
  • FDIC Insured.

Monthly Maintenance Fee:

$20

OR

$0

How to waive the monthly fee

Learn more

Choose to open your account

Online
Open now

At a Branch
Find a Branch

Savings, Money Market and CDs

Certificate of Deposit – CD

Available for U.S. Citizens or Permanent Residents.

The CD Account offers a fixed, higher interest rate that’s guaranteed for a specific term. This account includes:

  • Fixed interest for the term of the CD²;
    See Interest Rates
  • Choose from 6-month to 5-year terms for CDs opened at a branch;
  • Choose from 1 to 5-year terms for CDs opened online;
  • Automatically renewable;
  • FDIC Insured.

Monthly Maintenance Fee:

NONE

Learn more

Choose to open your account

Online
Open now

At a Branch
Find a Branch

Not sure which account is right for you? Let us help you save and achieve your financial goals:

Savings Money Market CD
Best Used For
  • Short-term goals, such as creating an emergency fund or saving for a vacation;
  • Those who are starting to save money;
  • Day-to-day savings.
  • Short to medium-term goals, such as saving for a big purchase, or to pay for expenses related to the purchase of a property;
  • Those willing to save for a longer period to earn a higher interest rate than a regular savings account, while still needing access to their money.
  • Long-term goals, such as part of a retirement savings;
  • Those who are looking for
    competitive rates over a
    fixed term, who do not need
    immediate access to their
    money.
How to Waive the Monthly Fee Maintain a minimum daily account balance of $300 on each day of the statement cycle. Maintain a minimum daily account balance of $1,000.00 on each day of the statement cycle. No maintenance fee applies to the CD
account.
Is There a Limit of Transaction? Unlimited deposits. Unlimited deposits. No deposits allowed. Early withdrawal of funds, before the maturity date, will result in a penalty fee.
You may choose to open multiple accounts to diversify your portfolio. Choosing to open a Savings or Money Market account does not restrict you from opening a CD account.

Frequently asked questions

Account Related How should I proceed to cancel or stop a payment?

The “Stop Payment” service is available through your online access. The fee for this service will be deducted from your account balance according to the Schedule of Fees.

Please be aware that we do not stop recurring payments permanently; i.e. an automatic debit set-up to reoccur on a defined schedule. In these cases, you will need to request a stop payment for each individual payment according to the set-up schedule. To permanently cancel a recurring debit, you will need to cancel the process with the merchant or service provider with whom you registered the automatic debit.

Account Related My account was closed and I would like to re-open it. How should I proceed?

To re-open an account, bank management will have to evaluate the case. Please contact your branch directly.

Account Related How should I proceed to report fraud on my bank account?

To report fraud on your bank account, that is not related to your debit card, please contact Customer Service. To report fraud related to your debit card or credit card contact Customer Service and select the debit card and credit card fraud option.

See more Frequently Asked Questions

Annual Percentage Yield (APY) is accurate as of 11/25/2024. Rates are subject to change at any time at the discretion of BB Americas Bank.
¹The minimum balance required to obtain the advertised annual percentage yield on Personal and Business Savings Account is $1,000.
²Fees could reduce the earnings on the account. A penalty may be charged in the event of total or partial withdrawal of deposited funds before the maturity date of the CD. The early withdrawal penalty is taken from earnings of the CD account; in cases where the penalty is greater than the earnings in the CD account, the remainder will be taken from the initial deposit. The CD will automatically renew on the maturity date and the renewal rate applied will be the Bank’s rate in effect on the maturity date. Following the maturity of the CD, you will have a 10-calendar day grace period to withdraw your funds without penalty. If the CD is not renewed, the funds available in this account will not be subject to interest during this 10-day period. Online Banking and Mobile Banking services are only available with linked Checking or Money Market account.