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Certificates of Deposit are an excellent way to keep your money safe and secure while earning a competitive interest rate.

Available for U.S. Citizens or Permanent Residents.

Account Details:

  • Easily manage your account online
  • Open it at a local branch or online, with just a few clicks
  • Fixed interest for the term of the CD
  • Choose from 6-month to 5 year terms for CDs opened at a branch
  • Choose from 1 to 5-year terms for CDs opened online
  • Automatically renewable
  • FDIC Insured

See Interest Rates

Minimum Initial Deposit:

  • $1,000

Schedule of Fees

Choose to open your account:

Open Now
At a Branch
Find a Branch

Monthly Maintenance Fee:

  • There is no maintenance fee for the CD account.


  • Online Banking Online Banking

    Have safe and easy access to your account(s) 24/7 on-the-go.

    View your account balance, pay bills, transfer funds and much more.

    Learn more.

  • Mobile Banking Mobile Banking

    Download our BB Americas Bank Mobile App in the Apple Store or Google Play and have access to view your account balance, deposit checks, transfer money between your accounts and find the nearest ATM or Branch.

Here is what you need to open a CD:

  • Social Security Number Social Security Number
  • Driver's License Driver's License
  • Valid Proof of U.S. Address Valid Proof of U.S. Address
  • Initial Deposit Initial Deposit

Choose to open your account:

Online Open now
At a branch Find a branch

¹Fees could reduce the earnings on the account. A penalty may be charged in the event of total or partial withdrawal of deposited funds before the maturity date of the CD. The early withdrawal penalty is taken from earnings of the CD account; in cases where the penalty is greater than the earnings in the CD account, the remainder will be taken from the initial deposit. The CD will automatically renew on the maturity date and the renewal rate applied will be the Bank’s rate in effect on the maturity date. Following the maturity of the CD, you will have a 10-calendar day grace period to withdraw your funds without penalty. If the CD is not renewed, the funds available in this account will not be subject to interest during this 10-day period. Online Banking and Mobile Banking services are only available with linked Checking or Money Market account.
²Mobile Banking: To access the BB Americas Bank Mobile App you must have a smartphone with access to an app store. Mobile messages and data rates may apply.