Your first step into building your savings.

Account Details:

  • Easily manage your account online at all times
  • Save more with interest compounded daily
  • Unlimited deposits along with 6 transactions per month
  • Safe and insured by the FDIC
  • $100 minimum opening balance

Open your account at one of our branches.

Find a branch

To avoid $5 maintenance fee:

  • The balance in the account may not fall below $300 any day of the statement cycle;
  • $1,000 minimum daily balance must be maintained to earn Annual Percentage Yield (APY).

Features²:

  • Online Banking Online Banking

    Have safe and easy access to your account(s) 24/7 on-the-go.

    View your account balance, pay bills, transfer funds and much more.

    Learn more.

  • Mobile Banking Mobile Banking

    Download our BB Americas Bank Mobile App on the Apple Store or Google Play (in the USA or Brazil) and have access to view your account balance, deposit checks, transfer money between your accounts and find the nearest ATM or Branch.

  • Mobile Check Deposit Mobile Check Deposit

    BB Americas Bank Mobile App makes it easy and convenient for you to deposit checks from your smartphone. That means no more visits to the ATM or branch.

FAQ

See more FAQs

¹This account only offers e-statements. You must enroll in Online Banking within 30 days after the account is opened. Federal regulations limit the amount of transfers and point of sale transactions from this account to a maximum combined total of six (6) per month. The Bank will charge a fee of $15.00 per excessive debit transaction each month if the account exceeds six (6) covered debit transactions. Clients who continue to exceed transaction limitations more than three (3) times within a 12 month rolling period will be notified by the Bank and the account will be closed.
²Mobile Check Deposit: Customer must be enrolled in BB Americas Bank Online Banking. Daily deposit limit of $5,000 apply. Total deposit will be made available on the next business day after the day of deposit, if made prior to the cut-off time. The bank’s cut-off time is 4:00 p.m. EST. Deposits made on a weekend, federal holidays or after the 4:00 pm EST cut-off time will be processed on the following business day. Mobile deposit is only available on iPhone or Android mobile devices with picture capabilities. Mobile message and data rates may apply. Please speak to a BB Americas Bank representative and/or refer to BB Americas Mobile Banking Terms and Conditions for more information.