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Your first step into building your savings.

Available for U.S. Citizens or Permanent Residents.

Account Details:

  • Easily manage your account online
  • Open it at a local branch or online, with just a few clicks
  • Save more with interest compounded daily
  • FDIC Insured

See Interest Rates

Minimum Initial Deposit:

  • $1,000

Schedule of Fees

  • $1,000 minimum daily balance must be maintained to earn Annual Percentage Yield (APY)
Choose to open your account:

Open Now
At a Branch
Find a Branch

Monthly Maintenance Fee:

$5 or $0*

*When you meet the below requirements:

  • Maintain a minimum daily account balance of $300 on each day of the statement cycle.


  • Online Banking Online Banking

    Have safe and easy access to your account(s) 24/7 on-the-go.

    View your account balance, pay bills, transfer funds and much more.

    Learn more.

  • Mobile Banking Mobile Banking

    Download our BB Americas Bank Mobile App in the Apple Store or Google Play and have access to view your account balance, deposit checks, transfer money between your accounts and find the nearest ATM or Branch.

  • Mobile Check Deposit Mobile Check Deposit

    BB Americas Bank Mobile App makes it easy and convenient for you to deposit checks from your smartphone. That means no more visits to the ATM or branch.

Here is what you need to open a Savings:

  • Social Security Number Social Security Number
  • Driver's License Driver's License
  • Valid Proof of U.S. Address Valid Proof of U.S. Address
  • Initial Deposit Initial Deposit

Choose to open your account:

Online Open now
At a branch Find a branch

¹This account only offers e-statements. You must enroll in Online Banking within 30 days after the account is opened.
²Mobile Banking: To access the Mobile App you must have a smartphone with access to an app store. Mobile messages and data rates may apply.
Mobile Check Deposit: Customer must be enrolled in BB Americas Bank Online Banking. Maximum deposit dollar limit of $5,000.00 within a 5 business day period. If the total sum of multiple mobile check deposits within 5 business days exceeds the allowed deposit maximum of $5,000.00, exceeding amount will be made available in increments of up to $5,000.00 every 5 business days.
Total deposit will be made available on the next business day after the day of deposit, if made prior to the cut-off time. The bank’s cut-off time is 4:00 p.m. EST. Deposits made on a weekend, federal holidays or after the 4:00 pm EST cut-off time will be processed on the following business day. Mobile deposit is only available on iPhone or Android mobile devices with picture capabilities. Mobile message and data rates may apply. Please speak to a BB Americas Bank representative and/or refer to BB Americas Mobile Banking Terms and Conditions for more information.