Your first step into building your savings.
- Easily manage your account online
- Open it at a local branch or online, with just a few clicks
- Save more with interest compounded daily
- Unlimited deposits. Debit transactions limited to 6 per statement cycle
- FDIC Insured
Minimum Initial Deposit:
- $1,000 minimum daily balance must be maintained to earn Annual Percentage Yield (APY)
Monthly Maintenance Fee:
*When you meet the below requirements:
- Maintain a minimum daily account balance of $300 on each day of the statement cycle.
Have safe and easy access to your account(s) 24/7 on-the-go.
View your account balance, pay bills, transfer funds and much more.
Download our BB Americas Bank Mobile App on the Apple Store or Google Play (in the USA or Brazil) and have access to view your account balance, deposit checks, transfer money between your accounts and find the nearest ATM or Branch.
Mobile Check Deposit
BB Americas Bank Mobile App makes it easy and convenient for you to deposit checks from your smartphone. That means no more visits to the ATM or branch.
¹This account only offers e-statements. You must enroll in Online Banking within 30 days after the account is opened. Federal regulations limit the amount of transfers and point of sale transactions from this account to a maximum combined total of six (6) per month. The Bank will charge a fee of $15.00 per excessive debit transaction each month if the account exceeds six (6) covered debit transactions. Clients who continue to exceed transaction limitations more than three (3) times within a 12 month rolling period will be notified by the Bank and the account will be closed.
²Mobile Banking: To access the Mobile App you must have a smartphone with access to an app store in the U.S. or Brazil. Mobile messages and data rates may apply.
Mobile Check Deposit: Customer must be enrolled in BB Americas Bank Online Banking. Maximum deposit dollar limit of $5,000.00 within a 5 business day period. If the total sum of multiple mobile check deposits within 5 business days exceeds the allowed deposit maximum of $5,000.00, exceeding amount will be made available in increments of up to $5,000.00 every 5 business days.
Total deposit will be made available on the next business day after the day of deposit, if made prior to the cut-off time. The bank’s cut-off time is 4:00 p.m. EST. Deposits made on a weekend, federal holidays or after the 4:00 pm EST cut-off time will be processed on the following business day. Mobile deposit is only available on iPhone or Android mobile devices with picture capabilities. Mobile message and data rates may apply. Please speak to a BB Americas Bank representative and/or refer to BB Americas Mobile Banking Terms and Conditions for more information.