The Gold Checking account offers you higher withdrawal and purchase limits. Enjoy these benefits while having 24/7 access to your account through the Online and Mobile Banking and receive a BB Americas Bank Visa® Debit Card with access to up to 40,000 fee-free ATMs nationwide.
- Easily manage your account online
- Unlimited checking transactions
- Free 1st standard check order
- FDIC Insured
Minimum Initial Deposit:
Monthly Maintenance Fee:
*When you meet the below requirements:
- Maintain a minimum account balance of $3,000.00 on each day of the statement cycle; or
- Maintain a combined average monthly balance of $3,000.00 between linked accounts² within the statement cycle;
BB Americas Bank Visa® Debit Card
- $1,000 Daily withdrawal limit:
- $5,000 Daily purchase limit:
Have safe and easy access to your account(s) 24/7 on-the-go.
View your account balance, pay bills, transfer funds and much more.
Download our BB Americas Bank Mobile App in the Apple Store or Google Play and have access to view your account balance, deposit checks, transfer money between your accounts and find the nearest ATM or Branch.
Online Bill Pay
Pay and manage your bills with just a few clicks, by using the BB Americas Bank free online bill payment solution.You can receive due date reminders, view completed or pending payments, pay vendors and/or companies using our searchable data base.
Some restrictions may apply. Bill Pay service is only available to clients who have a Social Security number, a U.S. address and a U.S. phone number listed on the account. Bill Pay may only be used for payments made to consumers and/or businesses located in the U.S..
Whether you need to transfer money between your own accounts or to friends and family accounts or to other financial institutions, we have got you covered.
Mobile Check Deposit
BB Americas Bank Mobile App makes it easy and convenient for you to deposit checks from your smartphone. That means no more visits to the ATM or branch.
Send Transfers to Brazil
Send Money to BB S.A. Accounts in Brazil from your BB Americas Bank account fee-free. It’s easy and secure. Learn more.
Here is what you need to open a Gold Checking:
Social Security Number
Valid Proof of U.S. Address
¹Account offered only to individuals who possess a Social Security Number and a US address, who open the account at a local branch. This account only offers e-statements. You must enroll in Online Banking within 30 days after the account is opened.
²Qualified linked accounts include Checking, Money Market, Savings, CD and CD Individual Retirement Accounts (CD IRA) under the same banking relationship.
³Mobile Banking: To access the BB Americas Bank Mobile App you must have a smartphone with access to an app store in the US or in Brazil. Mobile messages and data rates may apply.
Online Bill Pay: Some restrictions may apply. Bill Pay service is only available to clients who have a Social Security number, a U.S. address and a U.S. phone number listed on the account. Bill Pay may only be used for payments made to consumers and/or businesses located in the U.S..
Mobile Check Deposit: Customer must be enrolled in BB Americas Bank Online Banking. Maximum deposit dollar limit of $5,000.00 within a 5 business day period. If the total sum of multiple mobile check deposits within 5 business days exceeds the allowed deposit maximum of $5,000.00, exceeding amount will be made available in increments of up to $5,000.00 every 5 business days.
Total deposit will be made available on the next business day after the day of deposit, if made prior to the cut-off time. The bank’s cut-off time is 4:00 p.m. EST. Deposits made on a weekend, federal holidays or after the 4:00 pm EST cut-off time will be processed on the following business day. Mobile deposit is only available on iPhone or Android mobile devices with picture capabilities. Mobile message and data rates may apply. Please speak to a BB Americas Bank representative and/or refer to BB Americas Mobile Banking Terms and Conditions for more information.
Send Transfers to Brazil: Transfers must be made from a BB Americas Bank consumer Checking or Money Market account to a Banco do Brasil S.A. consumer account. A valid CPF is required for the beneficiary in Brazil. *Money Market account: By Regulation this account is limited to 6 transactions per statement cycle. If you exceed the transaction limitations, your account will be charged a fee of $15.00 per excessive debit transaction. If you continue to exceed transaction limitations more than three (3) times within a 12 month rolling period will be notified by the Bank and the account will be closed or converted to a Checking Account. Your account may no longer earn interest.
Limits: Minimum Amount US$15; Maximum Daily Limit: Maximum equivalent to R$99.999,99 (Real); Monthly Maximum Amount: US$100,000.00 (Dollar).
ATMs: Visit www.bbamericas.com to find a BB Americas Bank surcharge-free ATM.