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If you’re looking for greater convenience and control over your business expenses, BB Americas Bank has the ideal Business Credit Card for you.

Business credit card

Business Credit Card

Enjoy:

  • 0% APR for 6 months on purchases and balance transfers.
  • After that, 18.75% Regular APR.

Plus:

Annual Fee:

  • $0

Terms and Conditions

How to apply

Visa Travel Benefits

Platinum and Platinum Plus Credit Cards Travel Benefits
All travel benefits are provided by Visa.
Regarding Travel Accident Insurance, Trip Cancellation Insurance, Auto Rental Collision Damage Waiver, the cardholders may contact Visa at 1-800-VISA-911 or 410-581-9994 outside the United States.

More information on www.visa.com

How to Apply

To apply for a Business Credit Card:

  • All borrowers must be U.S. business entities and must have valid Tax ID number;
  • Business entities’ owner(s) who are guarantor(s) must be 21 years or older, and the authorized card users must be 18 years or older;
  • Business entities’ owner(s) and authorized card users must have a Social Security Number(s) and Valid Picture ID(s);
  • Business entity or its owner(s) must be existing customer(s) and maintain three months of satisfactory banking history account with BB Americas Bank.

To request your Business Credit Card:

Visit a Branch

Frequently asked questions

Credit Cards How can I add/remove an authorized user to my credit card account?

To add/remove an authorized user from a credit card account, simply call our credit card customer service line.

Credit Cards What is the impact of an Authorized User’s credit history?

The bank will report the credit card activities to the credit bureaus and the history may appear on the authorized user’s credit report. This may positively impact an authorized user, by helping the authorized user to build a strong credit history, if:

  1. The primary cardholder has a strong history of on-time payments.
  2. The credit utilization rate is low. To calculate your utilization ratio, simply divide the total credit card balances by the total credit card limits of all your cards.
Credit Cards Can an authorized user perform maintenance activities to the credit card account?

No, they cannot. Maintenance activities, such as requesting a credit card limit increase, adding another authorized user, changing the address/contact information listed on the card account, or trying to negotiate a lower interest rate is only allowed to be made by the primary cardholder listed on the account.

See more Frequently Asked Questions

If you do not qualify for the credit card you applied for, BB Americas Bank will consider your application for a secured credit card based on bank guidelines and qualifying factors.
Domestic cards applicants must have a Social Security Number. Business Secured credit card applicants are required to open a 24-month CD and assign CD as collateral.
¹Certain terms, conditions and exclusions apply.

*Terms and Conditions

Offer valid from March 1, 2026 through July 31, 2026 for eligible BB Americas Business Card holders with accounts in good standing. Qualifying purchases include posted transactions made during the promotional period. All qualifying purchase totals must be in U.S. Dollars (USD). For transactions made in a foreign currency, the qualifying amount will be calculated based on the U.S. Dollar amount posted to the account after currency conversion at settlement. The following transactions are excluded: cash advances, balance transfers, fees, interest charges, refunds, chargebacks, reversed transactions, and non‑purchase transactions.

Statement credits will be awarded when applicable spend thresholds are met during the promotional period. A $100 statement credit will be awarded when at least $5,000 in qualifying purchases is made during the promotional period. A $200 statement credit will be awarded when at least $10,000 in qualifying purchases is made during the promotional period. Cardholders will receive only the highest applicable statement‑credit tier achieved. Statement‑credit tiers do not stack.

Statement credits will be posted to the account within up to 8 weeks following the end of the promotional period. Statement credits do not count toward any minimum payment due. Eligibility is determined based on merchant country and transaction attributes at settlement. BB Americas reserves the right to modify or terminate this promotion at any time without prior notice.

Maximum total statement‑credit reward per account for this promotion is $200.