Open an Account

Apply to open your e-account!

You can now open an e-account through the BB Americas Digital Branch. Choose the account that best meets your financial needs and begin the opening process today from wherever you are!

 

Features¹

  • Online Banking
  • Mobile Banking
  • Mobile Check Deposit
  • Online Bill Pay
  • Receive transfers from Brazil
  • Send transfers to Brazil
  • Access to ATMs Nationwide
  • Competitive Rates

 

Domestic Customers2

 

International Customers2

(For BB S.A. Customers or CAPES/CNPq Prepaid Card scholars only)
   
  e-Classic Checking3 e-Money Market4 e-CD5   e-Gold Checking6
Minimum Opening Deposit
$1,000 $10,000 $10,000   BB S.A. Customers - $10,000
CAPES/CNPq Scholars - $3,000
Maintenance Fees

To avoid $10.00 maintenance fee:

  • The balance in the account may not fall below $2,000 any day of the statement cycle; or
  • The combined monthly average balance in linked accounts⁷ may not fall below $2,000 within the statement cycle; or
  • A direct deposit from the ACH network posts to the account within the statement cycle.

To avoid $20.00 maintenance fee:

  • The balance in the account may not fall below $10,000 any day of the statement cycle.

None

 

To avoid $15.00 maintenance fee:

  • The balance in the account may not fall below $10,000 any day of the statement cycle; or
  • The combined monthly average balance in linked accounts⁷ may not fall below $10,000 within the statement cycle.
  Get Started  
 
  e-Money Market4
Minimum Opening Deposit
$10,000.00
Maintenance Fees

To avoid $20.00 maintenance fee:

  • The balance in the account may not fall below $10,000 any day of the statement cycle.
 
 
  e-Certificate of Deposit5
Minimum Opening Deposit $10,000.00
Maintenance Fees

NO FEES

 
 

International Customers2

(For BB S.A. Customers or CAPES/CNPq Prepaid Card scholars only)
 
  e-Gold Checking6
Minimum Opening Deposit BB S.A. Customers - $10,000
CAPES/CNPq Scholars - $3,000
Maintenance Fees

To avoid $15.00 maintenance fee:

  • The balance in the account may not fall below $10,000 any day of the statement cycle; or
  • The combined monthly average balance in linked accounts⁷ may not fall below $10,000 within the statement cycle.
 
  • 1 Mobile Banking: To access the Mobile App you must have a smartphone with access to a US app store. Mobile messages and data rates may apply.
    Online Bill Pay: Some restrictions may apply. The service is not available for clients without a Social Security number and/or that reside outside the USA.
    Receive Transfers from Brazil: Transfer must be made from a deposit account at Banco do Brasil S.A. to a checking or money market account at Banco do Brasil Americas. Access your account at www.bb.com.br. You may make up to 4 transfers of $3,000 each for a maximum amount of $12,000 during a 30 day period. Talk to your account manager at BB S.A Branch in Brazil if you need to transfer more than $12,000.
    Send Transfers to Brazil: Transfers must be made from a Banco do Brasil Americas checking or money market account to Banco do Brasil S.A. A valid CPF is required for the beneficiary in Brazil. Access your Banco do Brasil Americas online account at www.bbamericas.com and select BB Remessa Link. Limits: Minimum Amount $15; Maximum Daily Limit $2,999.99 (Maximum equivalent to R$9.999,99); Monthly Maximum Amount: $50,000. Additional Fees may apply.
    ATMs: Visit www.bbamericas.com to find a Banco do Brasil Americas surcharge-free ATM.
  • 2 Domestic Customers refers to individuals who possess a Valid Social Security Number and a US address. International Customers refers to individuals who do not own a Valid Social Security Number.
  • 3 This account does not issue checks. This account only offers e-statements. You must enroll in Online Banking within 30 days after the account is opened. Outgoing transfers available through Online Banking A2A, BILL PAY, POPMONEY. Transfer restrictions will apply.
  • 4 This account does not issue checks. This account only offers e-statements. You must enroll in Online Banking within 30 days after the account is opened. Debit card is not available for this account. Outgoing transfers available through Online Banking A2A, BILL PAY, POPMONEY. Transfer restrictions will apply. Federal regulations limit certain types of transfers or withdrawals, point of sale transactions and checks to a maximum combined total of six (6) per month. If the account exceeds the monthly limit, an Excessive Activity fee of $20.00 applies. Customers who continue to exceed these limits will be notified by the bank and the account will be closed or converted to a checking account. Your account may no longer earn interest.
  • 5 Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. After the maturity of the CD, you have 10 calendar days to withdraw funds without penalty. After that time it will automatically renew.
  • 6 This account only offers e-statements. You must enroll in Online Banking within 30 days after the account is opened. This account does not offer access to some Online Banking tools (A2A, BILL PAY and POP Money). Outgoing wire transfers can be conducted through our Customer Service or local branch. The initial deposit to fund this account for BB S.A customers must come from the Banco do Brasil S.A account of the same ownership.
  • 7 Qualified linked accounts include Checking, Money Market, Savings, Certificate of Deposit and CD Individual Retirement Accounts (CD IRA) under the same banking relationship.
  • FDIC insured up to the maximum allowed by law
  • Refer to "Miscellaneous Schedule of Fees" for other fees that may apply to your account (Please see schedule of fees)