Account Details:

  • Easily manage your account online at all times
  • Save more with interest compounded daily
  • Unlimited deposits along with 6 transactions per month
  • Safe and insured by the FDIC
  • $100 minimum opening balance

Plus, 24/7 Customer Service and Live Chat assistance.

To avoid the $5 monthly service fee:

  • The balance in the account may not fall below U$300 any day of the statement cycle; $1,000 minimum daily balance must be maintained to earn Annual Percentage Yield (APY).

Open your account at a branch

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FAQs | We are here to help

Here is how you can add funds to your account:

  • Make a check deposit remotely using our TouchBanking Mobile App
  • Schedule a Direct Deposit to your account
  • Send a wire transfer from another bank
  • Transfer money between your own BB Americas accounts via the Online Banking
  • Make a deposit at a BB Americas ATM
  • Make a deposit at a local branch
  • Mail a check to:
    • BB Americas
    • P.O BOX 11071
    • Miami, FL 33131-9958

Accessing your money is simple. You can:

You are able to make unlimited deposits along with six types of transactions per statement cycle, based on Federal Regulation D

Regulation D is a federal law that limits the number of transactions you can make on non-transactional accounts, such as Savings and Money Market accounts. Regulation D allows you to make six types of transactions per statement cycle, according to the criteria shown below. Any additional transaction made after that will incur a $20.00 excessive activity fee. If you continue to exceed these limits, the bank will notify you and your account will be closed or converted into a regular checking account. See below the types of transactions impacted by Regulation D:


Transfers and Withdrawals


Transfers and Withdrawals

  • In person (at a branch or shared banching service center)
  • At an ATM
  • By mail or messenger
  • Unlimited deposits/transfers can be made into a savings and/or money market account

Transfers to another account of the same owner at the same financial institution when made:

  • For loan payments

Withdrawals made by telephone only when:

  • The transaction results in a check mailed to that member.

  • Preauthorized Transactions
  • Automatic transfers (scheduled ACH withdrawals)
  • Telephone (including automated telephone banking)
  • Fax
  • Online banking or mobile banking
  • Checks
  • Automatic orverdraft transfers
  • Point of sale transactions with ATM or debit card
  • Any other similar order payable to third parties

Looking for more details? Visit our Learn More section

1 This account only offers e-statements. You must enroll in Online Banking within 30 days after the account is opened. Federal regulations limit certain types of transfers, point of sale transactions to a maximum combined total of six (6) per month. If the account exceeds the monthly limit, you will be charged an Excessive Activity fee of $20.00. Clients who continue to exceed these limits will be notified by the bank and the account will be closed or converted to a checking account. Your account may no longer earn interest.
2Mobile Banking: To access the Mobile App you must have a smartphone with access to a US app store. Mobile messages and data rates may apply.
Mobile Check Deposit: Customer must be enrolled in BB Americas online banking. Daily deposit limits of $5,000 apply. Checks are subject to Funds Availability (Refer to the bank’s Funds Availability Policy). Mobile deposit is only available on iPhone or Android mobile devices with picture capabilities. Mobile message and data rates may apply. Please speak to a BB Americas representative and/or refer to BB Americas Mobile Banking Terms and Conditions for more information.

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