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*Applies to all Platinum and Platinum Plus cardholder: Purchases must be made at qualifying merchants: Restaurants, Hotels, and Travel Agencies. To qualify for the end of year bonus offer, you must spend a minimum of $2,500; the purchase transactions date must be within the period of the offer or promotion; 11/1/2023 – 12/31/2023. This bonus offer is in addition to the current standard base earning of 1 point per $1 spent. Rewards are added to your account within two billing periods. Even if a purchase appears to fit in the End of Year Bonus offer the merchant may not have a merchant category code (MCC) in that category. Merchants and payment processors are assigned an MCC based on their typical products and services. BB Americas does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not earn the bonus offer if the technology does not provide sufficient transaction details or a qualifying MCC.