Rates

CD and CD IRA Rates¹

  CDs < $100M CDs ≥ $100M
PERIOD INTEREST RATE APY INTEREST RATE APY
6 Months* 0.35% 0.35% 0.60% 0.60%
1 year 0.60% 0.60% 0.80% 0.80%
2 years 0.90% 0.90% 1.09% 1.10%
3 years 1.00% 1.00% 1.24% 1.25%
4 years 1.09% 1.10% 1.39% 1.40%
5 years 1.19% 1.20% 1.54% 1.55%
* Term not available for CD IRA  
 

CD - Secured Credit Card Rates2

  CDs < $100M CDs ≥ $100M
PERIOD INTEREST RATE APY INTEREST RATE APY
2 years 0.45% 0.45% 0.55% 0.55%
 
ACCOUNT TYPE INTEREST RATE APY
SAVINGS ACCOUNT3 0.25% 0.25%
 
MONEY MARKET ACCOUNT INTEREST RATE APY
$0.01-$9,999.99 0.25% 0.25%
$10,000.00-$99,999.99 0.40% 0.40%
$100,000.00-Above 0.70% 0.70%
  
e-MONEY MARKET ACCOUNT INTEREST RATE APY
$0.01-$9,999.99 0.25% 0.25%
$10,000.00-$99,999.99 0.40% 0.40%
$100,000.00-Above 0.70% 0.70%

e-CD4

  CDs < $100M CDs ≥ $100M
PERIOD INTEREST RATE APY INTEREST RATE APY
2 years 0.90% 0.90% 1.09% 1.10%
3 years 1.19% 1.20% 1.34% 1.35%
5 years 1.59% 1.60% 1.79% 1.80%

If you have a Liquid CD, Raise your Rate CD and/or Super Now-IOTA Account, click here to check your rates. These products are no longer available for existing or new customers.


Rates are subject to change at any time at the discretion of Banco do Brasil Americas

1 Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. After the maturity of the CD, you will have a grace period of ten calendar days to withdraw funds without being charged an early withdrawal penalty. If your account is not renewed, the funds in the account will not earn interest during the grace period. After that time it will automatically renew. IRA accounts are available only for personal domestic customers with a valid social security number.

2 Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. After the maturity of the CD, you will have a grace period of ten calendar days to withdraw funds without being charged an early withdrawal penalty. If your account is not renewed, the funds in the account will not earn interest during the grace period. After that time it will automatically renew.

3 The minimum balance required to obtain the advertised annual percentage yield on Personal Savings Account and Business Savings Account is $1,000.

4 Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. After the maturity of the CD, you will have a grace period of ten calendar days to withdraw funds without being charged an early withdrawal penalty. If your account is not renewed, the funds in the account will not earn interest during the grace period. After that time it will automatically renew. Rate is available only to new money for existing Banco do Brasil Americas customers and no transfers from existing account(s) at Banco do Brasil Americas. This rate is for a limited period of time and may be changed by the bank at any time.