Personal Certificates of Deposit

Our term-flexible CD offerings are convenient ways to safely grow your savings for whatever your future has in store. These versatile tools offer you guaranteed returns. Compare our CD offerings or talk with one of our representatives to find the right fit for you.
Features Personal CD¹ Raise Your Rate CD²
Competitive interest rate
Fixed rate for the term of the CD
Automatically renewable
Online banking
Mobile banking
E-statements
Allows one “Bump Rate” during CD term  
Minimum balance $1,000 $10,000
Term 6 to 60 months 24 or 48 months

 

Still have questions?

If you still have questions please contact us. We look forward to serving you.

A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. 
  • FDIC insured up to the maximum allowed by law
  • Miscellaneous fees may apply (Please see schedule of fees)

     
¹ Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. After the maturity of the CD, you have 10 calendar days to withdraw funds without penalty. After that time it will automatically renew.
² No additional deposits are permitted to the account after you open a Raise Your Rate CD. You have a one-time option during the term of the CD to exchange the interest rate for a new rate anytime after account opening. The new interest rate is the interest rate Banco do Brasil Americas is offering on the Raise Your Rate CD product of equal maturity term as the original term of the CD. The new rate will apply only to the remaining term of the CD without affecting the original maturity date. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. After the maturity of the CD, you have 10 calendar days to withdraw funds without penalty. After that time it will automatically renew. The bank offers a 24-month term and 48-month term on the Raise Your Rate CDs. Offer may be withdrawn without notice.